How it Works

You and your Unipart employer both pay contributions as a fixed percentage of your pensionable salary each month into a Personal Retirement Account for you. These contributions are invested, according to your selection, until you reach your retirement age.

When you retire, you can use your savings in your Personal Retirement Account to provide benefits from a range of options. The DC section gives you flexibility and choice so you can tailor your benefits to your individual needs.

Planning how much money you will need in retirement and managing your Personal Retirement Account is your responsibility. You decide how much to save, how your account is invested and how you draw the money when you reach retirement.